(StatePoint) Mortgage rates have recently hit near-record lows and Freddie Mac predicts rates will remain low for the foreseeable future. If you haven’t already taken advantage of the low-rate environment to refinance your home, experts say it’s worth considering. “There are lots of reasons to refinance your home mortgage... Read more

Dear Dave, I will back on active duty soon in the armed forces. I’m debt-free except for my home, have been following your plan, and I’m about to start Baby Step 3. We are provided certain relief funds based on where you are stationed and other factors. Knowing this,... Read more

Remaining productive when working from home As of mid-April, about 95% of Americans—or 306 million people—were placed under a stay-at-home order to stop the spread of the coronavirus. This means that in a matter of days we’d been thrown into the largest work-from-home experiment in history. But disruption is... Read more

Dear Dave, I’ve always made good money at my job, but recently I was offered a promotion to a salaried manager’s position. The hours and pay would be much better, and I already know the approximate pay range. Do you have any tips for negotiating salary in a situation... Read more

(StatePoint) If you have school-age children, you are probably one of the many parents facing the challenge of educating your kids at home. While there are countless learning options available—from virtual music classes to videos about zoo animals—financial literacy is one important subject that should not be overlooked. Teaching... Read more

(StatePoint) For many Americans, the current state of the economy is creating real financial challenges and concerns. However, the federal government’s recently enacted CARES Act is intended to provide some financial relief to families and business owners who may be struggling to manage their finances, using cash disbursements, expanded... Read more

By Anthony ONeal If your college graduation ceremony has been canceled because of the coronavirus, I’m so sorry. I know that wasn’t what you guys were expecting or hoping for, and it’s okay to be sad about it. That is real stuff! This probably also throws a curve ball at your... Read more