Dave Says Column: Those Convinced Against Their Will.
Dear Dave, I’m debt-free except for my home, and it is all because I started following your plan four years ago. I’m even on track to pay off my mortgage in eight years. With all the scary economic news out there, I’d love to talk to my family about... Read more
The New Federal Income Tax Deadline is July 15, Here’s What You Need to Know.
Ramsey Solutions Column: By Chris Hogan It feels like the world has been turned upside down recently. Our plans have been cancelled or delayed for the foreseeable future—even our taxes! The Federal government is trying to take some pressure off Americans who are running short on cash during the... Read more
Tennessee Business Barometer plunges to negative level for first time as pandemic continues.
But slight majority of surveyed state business leaders expect ‘business as usual’ by July 1. MURFREESBORO, Tenn. — Outlook among Tennessee business leaders took an expected plunge because of the ongoing coronavirus pandemic and resulting economic downturn, though outlook on the future remains strong, according to the latest Tennessee Business Barometer... Read more
Dave Says Column: No Free Passes.
Dear Dave, I own a small business, and recently a relative asked for a job with the company. I hate to say this, but I’ve got reservations about hiring her. She’s basically a good kid, but not the most reliable person in the world. Do you have any advice... Read more
Dave Says Column: Responsibilities Come First.
Dear Dave, My husband runs a small business that has never done very well. We have three kids, and I make $55,000 annually in my job. Part of what I make has been going into the business for over a year to help keep it afloat, and we don’t... Read more
Ramsey Solutions Hosts Teacher Appreciation Giveaway to Celebrate National Financial Literacy Month.
NASHVILLE, Tenn. — Ramsey Solutions is honoring teachers across the country with a Teacher Appreciation Giveaway, sponsored by the Jackson Charitable Foundation, during National Financial Literacy Month in April. From April 1 through 30, certified pre-K-12th grade teachers can register at ramseyeducation.com/teacher for a chance to win: One grand prize of $5,000... Read more
Ramsey Solutions: How to Manage Your Money in a Pandemic.
I know the world is panicking right now, and you’re probably a little worried. How could you not be? But I’m glad you found this article, because I want to help you weather this storm. You can have peace during this pandemic. I don’t know your specific situation, so let’s start... Read more
Dave Says Column: When should you use your emergency fund?
Dear Dave, My husband and I just completed Baby Step 3, and we have six months of expenses saved for an emergency fund. How should we determine when something is actually an emergency? -Riley Dear Riley, Congratulations on doing the work, being disciplined, and saving like crazy! Now you’ve... Read more
3 Ways to Weather the 2020 Tax Season.
(StatePoint) Over half of U.S. adults say financial stress negatively impacted their personal health and work performance in 2018, according to new research from Lincoln Financial Group. When it comes to tax season, preparation is key to easing anxiety, according to experts. “Tax season can be stressful for many... Read more
Dave Says: Emergency fund first, then investing.
Dear Dave, Do you think I should stop making contributions to my 401(k) for a year, so I can save up an emergency fund? I’m 28, and debt-free, but I don’t have anything saved for emergencies. -Bryan Dear Bryan, If you’re debt-free and making decent money at your job,... Read more