Dear Dave, My wife and I are following your plan, and recently we found some old savings bonds that had been given to her by her grandfather when she was a kid. Do you think we should go ahead and cash these in before they reach their final maturity... Read more
Dave Says: Doubles for Couples?
Dear Dave, Does the amount you advise saving for a beginner emergency fund in Baby Step 1 double for a couple, or does it stay the same? Charlie Dear Charlie, Whether you’re single or married, Baby Step 1 of my plan is to save $1,000 as quickly as possible... Read more
By Christie Wright Y’all, there are less than two months left until Christmas! If you haven’t already, it’s time to ramp up your businesses and attract new customers, because there’s no better time to grow your business than the holiday season. Right now, people are scouring the internet for... Read more
Dave Says: Emotions, Basics, Change.
Dear Dave, I’ve gotten out of debt before following your plan, but I always seem to fall right back in. I find myself spending more than I mean to whenever I go out shopping or running errands. I’m tired of all this, and I want to stop busting my... Read more
Ramsey Solutions: Career Coaching with Ken Coleman
Average is the Enemy “The minute you settle for less than you deserve, you get even less than you settled for.” —Maureen Dowd I’m declaring war on mediocrity. When you accept mediocrity, when you accept average in any area of your life—financially, spiritually, physically, mentally, emotionally—you accept a life... Read more