Written by Christy Wright Ever feel like you have a completely packed calendar and yet don’t really accomplish much at all? The struggle is real! But the struggle is also our fault. We say “yes” far too much. We’re so afraid of disappointing people that we spend all our... Read more

Dear Dave, I’m trying very hard to get out of debt. I have my beginner emergency fund in place, and I’m living on a monthly budget. Is it okay to include a little wallet cash in my budget at this point, just in case? -Andrew Dear Andrew, It’s probably... Read more

By Anthony O’Neal I don’t know about y’all, but I am ready to crush some goals this year! Maybe you don’t feel so ready, and that’s okay. Maybe you’re ready, but you’re worried your high schooler isn’t. Don’t stress. No matter where you find yourself at the beginning of the year, it’s never... Read more

My wife and I made a resolution this year to pay off $20,000 in credit card debt we’ve accumulated. I want us to follow your plan, and live on a really tight budget. She wants us to use a debt consolidation company, like some of her friends have done.... Read more

Dear Dave, My wife and I will both turn 30 next month. We have two young children, and we make a little over $85,000 combined. The problem is we have about $70,000 in debt. Some of it is credit card debt, but nearly $50,000 is in two car loans.... Read more

By Rachel Cruze The ball drops. The lights flash. The fireworks explode. “Auld Lang Syne” plays. When all those things happen at once, it can only mean one thing: a new year! We all love a good New Year’s celebration, but with it comes the reminder of goals, responsibilities, and resolutions for... Read more

(Family Features) Every year, millions of American workers enroll in employee benefits through their workplaces during a period known as annual enrollment. It’s usually a short window of time, but employees make crucial financial decisions for their families for the coming year. In addition to medical insurance, many employers... Read more

Dear Dave, We have two preschool kids, and I’m a stay-at-home mom. My husband brings home about $2,500 a month, and our mortgage payment is $1,000 a month. Recently, we’ve had to tap into our savings in order to pay the bills. Should I go back to work? There... Read more